by erik@empirical360.com | Sep 15, 2026 | Divorce
A divorce settlement can name who pays a debt, but your credit history doesn’t automatically follow the paperwork. Key Takeaways: A divorce decree doesn’t bind your credit card company. Joint accounts stay joint until a lender says otherwise. Closing... 
by erik@empirical360.com | Aug 20, 2026 | Child Custody, Visitation / Parenting Time
Learn what actually counts as a custody violation in New Jersey and the right way to respond. Key Takeaways: Late pickups and skipped calls can count as real violations. Document dates and times before you do anything else. Retaliating by withholding time can cost you... 
by erik@empirical360.com | Aug 5, 2026 | Video Transcripts
Few life events carry as much uncertainty as a divorce. Beyond the emotional weight of ending a marriage, there is a legal process to navigate, one with its own timeline, terminology, and set of steps that can feel unfamiliar to anyone going through it for the first... 
by erik@empirical360.com | Jul 27, 2026 | Divorce
New Jersey divides marital debt the same way it divides property: fairly, not automatically 50/50. Key Takeaways: Debt is valued the same way property is valued. Creditors can still pursue you regardless of your settlement terms. Hiding debt or overspending on purpose... 
by erik@empirical360.com | Jul 20, 2026 | Video Transcripts
Most people associate the word discovery with courtroom dramas, but in a New Jersey divorce, it is a routine and often essential part of the process. Discovery is the formal exchange of information between both parties in a divorce. Its purpose is to ensure that...
